Financial Resilience – No Interest Loan Scheme and StepUp

Category Social Inclusion

Status Closed

Selection Process Restricted

State/Territory National

Closing Date & Time

The Australian Government is inviting an organisation to apply in a restricted selection process to deliver services under the Families and Communities Program – Financial Wellbeing Capability (FWC) Activity – Financial Resilience – No Interest Loan Scheme and StepUP from 1 January 2019 to 30 June 2020. To be eligible to apply, you must have received an invitation to apply through GrantConnect.

The FWC Activity is a component of the Families and Communities Program. The Families and Communities Program aims to strengthen relationships, improve the wellbeing of children and young people, reduce the cost of family breakdown, strengthen family and community functioning and facilitate the settlement of migrants and humanitarian entrants in the community.

The objectives of the FWC Activity are to support eligible individuals and families to navigate financial crises, build financial wellbeing, financial capability, and resilience. FWC services provide support to vulnerable people and those most at risk of financial and social exclusion and disadvantage.

Financial Resilience services consists of a number of sub-components, two of which are covered under this grant opportunity: No Interest Loan Scheme (NILS) and StepUP.

NILS – This grant opportunity is intended to provide funding for operational expenses associated with the management of the national NILS network. NILS provides access for eligible people to fair and safe loans, with no interest, fees or charges and a repayment period of between 12-18 months.

StepUP – This grant opportunity provides funding to assist people to obtain, manage and repay a StepUP loan provided by the National Australia Bank. StepUP loans are low interest loans for people on low incomes for household goods and vehicles.

More information

More information about the services under the Families and Communities Program – FWC Activity and delivery of services, as well as requirements for applicants, is available in the following document:

  • Grant Opportunity Guidelines

Other grant opportunity documents are only accessible by invited applicants on the GrantConnect website.

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Organisations and individuals interested in Community Grants Hub grant rounds are encouraged to subscribe to receive alerts when new information is made available.

Other future grant opportunities are published on GrantConnect, the Australian Government grants information system.

Contacting the Community Grants Hub

If you would like assistance please call the Community Grants Hub Hotline on 1800 020 283 and/or

Please quote 2017-1082 – Financial Resilience – No Interest Loan Scheme and StepUP when you phone or email the Community Grants Hub.

More information about the Community Grants Hub can be found at the Community Grants Hub website.

Grant Opportunity Documents